Job Description
Description
At Citizens, we're more than a bank. Here, you'll experience new things, create new opportunities, think beyond your role, and make an impact. While in this role, you will participate in credit underwriting, monitoring and portfolio management of new and existing commercial banking relationships to ensure strong credit quality and achieve efficient internal processes to retain and expand customer relationships. Most importantly, you'll feel valued for who you are and supported to achieve what's important to you, personally and professionally.
Primary responsibilities include
+ Responsible for proactive credit and risk administration of assigned portfolio accounts in the assigned portfolio.
+ Structuring, underwriting, and documenting new business, renewals and modifications as the credit expert within the first line of defense.
+ Provide client management support for assigned portfolio. Direct client interaction on standard credit and risk follow-up issues. Actively engage with relationship managers on progress, issues, and challenges regarding a particular customer relationship or portfolio concern.
+ Handle multiple demands and competing priorities while meeting deadlines and schedules associated with maintaining portfolio and compliance with credit and risk policies.
+ Manage moderately complex credits.
Qualifications, Education, Certifications and/or Other Professional Credentials
+ 5+ years relevant Commercial Banking experience required
+ Experience in the Banking industry preferred with specific experience working with Finacial Services Clients
+ Competency in financial analysis and credit structuring
+ Understanding and applying credit policy, and credit monitoring and risk administration practices
+ Expected to have advanced level of credit experience, including legal documentation, and negotiating credit structures both internally and externally
+ Excellent verbal, communication, interpersonal and organizational skills required
+ Ability to multi-task and function under pressure
+ Proficient in PC applications, including excel based projection modeling
Hours & Work Schedule
+ Hours per Week: 40 hours
+ Work Schedule: M-F
Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.
Equal Employment Opportunity
Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.
Why Work for Us
At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth
Background Check
Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.
Job Tags
Local area,
Similar Jobs
City of Muskogee
...and uses computers for spreadsheet, word processing, database management, and other applications; learns to operate new office technologies... ...with college level training in Recreation, Health Promotion, Sports Management or other fitness related areas. Knowledge, Abilities...
K.A. Recruiting, Inc.
Pathologist Assistant OR PA Needed at a not-profit general medical and surgical hospital located in Western Arizona! This Award Winning Hospital has been recognized for exceeding patient safety services; improvement, quality and performance excellence; bariatric surgery...
GDS Group
Job Role: Account Executive - B2B Events Location: Miami, South Beach (onsite role)... ...provider of insight, content, pipeline growth, production studios and creative services delivered... ...Global opportunities. We are a global company with offices in Miami, NY, Kosovo and...
Gallin Associates
...Audit Manager - State & Local Government Reasonable work life balance - Hybrid work envirronment The Manager is the liaison between the Partner, the client, and the professional staff. Managers are responsible for managing multiple auditing and accounting...
Woodbury Corporation
...~401(k)~ Employee discounts ~ Paid time off Come join our team as a Housekeeper... ...Marriott . Positions are full-time or part-time, daytime hours, includes weekends... ...safety of you and our guests. Benefits ~ Daily Pay get paid on-demand ~ Medical...